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Bad Times for Information |
The mortgage technology industry is
in its own recession. To get some
sense of the origins and depth of
the technology recession, we went back to
our raw MORTECH 2007 data (updated
December 2007). From those data, we calculated the technology spending from
companies that either went out of business in 2007 or closed a significant portion
of their business. We stopped counting at
$300 million. Roughly 10 percent of core technology
spending suddenly disappeared.—By Jeff Lebowitz,
Mortgage Banking Magazine
(May 2008) |
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Is the World Really Flat, Tom? |
Have you read Tom Friedman’s best seller "The World is Flat: A Brief History of the 21st Century."?
Friedman’s thesis that all commerce is global has become a popular rationale for outsourcing business process management (BPM). At technology conferences Friedman’s thesis is being used to assert that off-shoring business processes is imperative in a flat world. In MORTECH, we do see evidence that the contours of mortgage banking industry too is flattening – but only in some business segments and for selective business functions.—By Jeff Lebowitz,
Mortgage Banking Magazine
(December 2006, pp 91-92) |
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Technology-Driven Change
Is Inevitable |
There has been a great deal of
new technology introduced to the mortgage industry over the last decade. The flow of new
ideas has produced quite a bit for the industry and for individual lenders to absorb.
We asked a panel of expert: “What do you think will be the most profound change
technology will bring to the industry in the next five years?”—By Jeff Lebowitz,
Mortgage Banking Magazine
(August 2006, pp 123-125) |
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From Another
World - New Competitors and the Need to Adapt |
New
mortgage technology often is adapted from technology used in
other domains. Vendors with their roots outside of mortgage
banking are making important contributions to the industry's
growing technology arsenal.—By Jeff Lebowitz,
Mortgage Banking Magazine
(April 2006, pp 107-108) |
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IBS
Publishing Article - On the Crest of a Wave |
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In this article, IBS Publishing explains why the boom in equity
products is driving banks to improve automation and consolidate
systems - from the biggest players downwards. Much of the
article is based on the results from the MORTECH 2005 study. |
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The Age of
Exponential Change - Lives Shaped By Information Technology |
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In this presentation, Jeff Lebowitz, President of MORTECH
explains how innovation in technology has accelerated
over the last forty years and discusses the need for lenders to
stay ahead of the curve. |
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MBAA 2002 Presentation - Technology Adoption in the Mortgage Industry |
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Jeff Lebowitz, President of MORTECH presented this paper,
Technology Adoption in the Mortgage Industry,
at the 89th MBAA National Conference. The paper discusses
the mortgage industry's slow adoption of "leading
edge" technologies and discusses the reasons and
implications of this slow action. |
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| MBAA 2002 Presentation - Getting the Most Out of Loan Origination, A Challenging Proposition |
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Jeff Lebowitz, President of MORTECH presented this paper,
Getting the Most Out of Loan Origination, A Challenging
Proposition, at the 89th MBAA National Conference.
The paper discusses how business prospects and competition
influence technology decisions related to loan origination.
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| How New Technology Elbows Out the Incumbents |
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An article by Jeff Lebowitz, President of MORTECH, titled
How New Technology Elbows Out the Incumbents was
published in the March 2002 issue of Mortgage Banking.
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An Industry of Slow Adopters
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Mortgage banking has been slow to
warm to technologies like wireless-to-Internet. What does this portend for upcoming innovation
such as the eMortgage? By Jeff Lebowitz,
Mortgage Banking (April 2001)
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Integrating the e-Business Model |
Studies show mortgage lenders still have a way to go in adopting Internet technologies in their production and servicing operations. Lenders see investments in technology as a means to cut costs and boost customer service.—By Jeff Lebowitz,
Mortgage Banking (March 2000).
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