MORTECH offers its services in two formats: multiclient, cost-sharing studies such as MORTECH; and, proprietary studies for individual clients. In addition to annual MORTECH studies, MORTECH provides custom, proprietary research. Recent custom research assignments have included: demand and market structure for automated (mortgage) collateral products the economic and technical foundation of exchange-traded mortgage products a study of the demand for automation within the mortgage banking industry a study of the demand for REO management services an investigation of desired mortgage banking system features and technological operating environments a quantitative study of wholesaler relationships customer satisfaction studies MORTECH clients include hardware and software vendors, mortgage and title insurance companies, management and technology consulting organizations, governmental agencies, financial institutions, and large outsourcing service providers.